Essentials 2025. The essentials convenes new bond lawyers, paralegals, issuers, underwriters, investors, and others looking to get a deep primer on all things bond law. In trends set to continue next year, spending on essentials increased just 0.9% in 2024, down from 3.9% last year, due to weak supermarket and fuel sales, a barclays report.

To make packing easier, i’ve broken down the top 25 essentials into five key categories. Network, and/or copayments/coinsurance may change on january 1, 2025, and from time to time during the year.